top of page

Private Credit Opportunities in SMB Acquisitions. 

Business Acquisitions

Our Fund gives accredited investors structured exposure to cash-flowing operating businesses through acquisition-focused capital platforms.

 

America is entering a historic transfer of small business ownership.

​

As longtime owners retire, thousands of profitable, established businesses are changing hands -  creating a sustained opportunity for acquisition entrepreneurs and the capital partners who support them. This multi‑year transition, often referred to as the “gray wave,” is reshaping how small business ownership evolves in the United States.

 

Provides accredited investors with structured ways to participate in this opportunity through a disciplined acquisition‑capital platform focused on real, operating businesses. 

Image by Arnaud Mesureur

Invest in Our Private Credit Fund — Participate in the Gray Wave. 

10 Million
businesses will be sold or transferred by 2025

$10 Trillion
in business assets will change hands in the next 10-20 years.

$280 Billion
in financing is needed to fund the Gray Wave.

​The Opportunity 

​​

Two significant forces are driving demand for non‑traditional acquisition capital:

 

A generational ownership transfer
A large and growing population of business owners is approaching retirement, creating a deep pipeline of operating companies with existing revenue, cash flow, and employees.

 

A structural gap in acquisition finance
Ongoing, often unpredictable, changes to SBA eligibility and increasing underwriting constraints have reduced access to government‑backed acquisition financing — even for otherwise strong entrepreneurs. This has created a clear opening for private capital that can deliver speed, certainty, and flexibility without relying on government guarantees.

 

BBA, in conjunction with Jumpstart Capital Management LLC - focuses on this intersection: qualified buyers, cash‑flowing businesses, and capital structures designed around execution rather than bureaucracy.

​​

How to Participate 

​

​

Jumpstart Loan Fund
Senior Secured Private Credit

 

Jumpstart Loan Fund is a private credit vehicle designed as a structured alternative to SBA 7(a) financing for small business acquisitions.

 

The Fund focuses on senior secured, cash-flow-based acquisition loans, generally in the $500K to $2MM range. Borrowers are typically high-credit-quality individuals acquiring established, profitable businesses and providing personal guarantees.

 

The strategy emphasizes:

  • Senior secured positioning

  • Lending against operating business cash flow

  • Strong borrower credit and liquidity standards

  • No reliance on government guarantees or SBA timelines

 

The Fund supports both U.S. citizens and lawful permanent residents — a borrower segment that has been materially displaced from SBA eligibility despite often being strong acquisition candidates.

​

​

​

How it Works

​

Jumpstart Finance operates as the lending platform, providing infrastructure for acquisition capital across both private credit pathways.

 

Jumpstart provides:

  • Compliance and regulatory discipline

  • Cash‑flow‑based underwriting expertise

  • Transaction and deal coordination across buyers, sellers, and private capital providers

  • Ongoing servicing and oversight

 

Loans are initially originated through a regulated bank partnership and then acquired by the Fund. Underwriting and servicing are conducted by Jumpstart’s affiliated lending platform under defined credit standards.

 

Investor communications are structured and consistent, including periodic updates and portfolio‑level reporting. Liquidity for fund interests is limited and subject to manager discretion, consistent with long‑term private credit strategies.

 

Participation in Jumpstart Loan Fund via BizBuyAngels™ is available to accredited investors only, with verification of accredited status.

​

 

A Platform Built for Alignment

 

Across private credit and angel‑backed capital, Jumpstart is built around a single philosophy:

 

Structure first. Capital second.

 

The platform is designed to align underwriting discipline, transaction design, and long‑term oversight — allowing investors to participate in the small business ownership transition through repeatable, institutional‑grade structures rather than one‑off deals.

​

Learn More

bottom of page